Mahabubnagar District Co-Operative Central Bank at a Glance

The Mahabubnagar District Co-operative Central Bank was established during the year 1920 and the Reserve Bank of India has granted banking license on 28-11-2011. The DCCB is extending services to its customers and farmers through its 22 branches. It is also providing refinance support to 77 PACS affiliated to it.

The key financial indicators of DCCB is given below
(Rs. lakh)
S.No Particulars 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
1 Share Capital 6177.89 6396.27 6686.60 7204.54 7764.59 8089.64 8664.16 9139.68 9547.55 9913.23 10497.39
2 Reserves 8120.45 8563.89 8789.48 9051.12 9279.50 9590.87 10247.64 10813.92 4086.18 5264.03 5831.85
3 Own Funds 14298.34 14960.16 15476.08 16255.66 17044.09 17680.51 18911.80 19953.60 13633.73 15177.26 16329.24
4 Deposits 16220.61 20119.28 24527.99 24727.70 26488.22 28191.79 31635.52 31828.63 33932.01 37261.13 44356.18
5 Borrowings 36235.81 38243.57 36823.30 40233.17 41764.74 43439.45 51048.80 52946.86 62466.00 68275.80 82090.23
6 Loans & Advances 53187.06 57435.05 56429.36 62194.01 68528.63 75199.31 86399.13 87830.76 90106.63 105873.72 126531.08
7 Call Money & ST Deposits with other Banks 1441.12 1423.95 1517.90 709.90 1104.80 819.52 1297.69 8010.44 9580.93 10220.42 10968.65
8 Investments 13932.76 16186.67 18404.56 17667.76 16282.06 14549.64 14340.84 9636.56 10125.85 10833.31 12322.24
9 Gross Profit (Profit Before Tax) 185.47 255.65 144.86 218.06 302.70 258.82 1297.26 1668.19 943.10 1531.57 934.34
10 Net Profit 127.32 186.65 104.86 153.07 202.70 241.24 21.73 1182.67 670.16 1160.86 545.05
11 Gross NPAs 7245.57 7848.58 8049.33 7586.66 8162.70 11136.53 11036.50 6465.69 7155.50 4774.20 4572.65
12 Net NPA 3646.83 4246.57 4437.30 3959.64 4511.66 5163.76 5026.73 703.00 0.00 0.00 0.00
13 % of Gross NPAs 13.62 13.67 14.26 12.20 11.91 14.81 12.77 7.36 7.36 4.51 3.61
14 % of Net NPAs 7.35 7.89 8.40 6.76 6.58 7.46 6.25 0.86 0.00 0.00 0.00
15 CRAR % 11.39 12.05 15.37 15.26 15.33 15.22 13.95 15.18 14.55 15.24 14.25
16 Audit Rating A A A A A A A A A A A

As per Audit Reports

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