Telangana State Cooperative Apex Bank Ltd.

Loans to Small Businesses
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  • Affordable Interest Rates

    Competitive rates to ensure easy repayment.

  • Quick & Hassle-Free Processing

    Instant approval with minimal paperwork.

  • Small Loans, Big Support

    Get financing starting from ₹10,000 to support daily business needs.

  • Purpose : Cash Credit facility to merchants of small businesses selling Fast-moving Consumer Goods (FMCG)
  • Loan Limit : Upto Rs. 2.00 lakh
  • Repayment period : To be operated on daily basis. To be renewed every year
  • Rate of Interest : Concessional ROI 11 p.a. (fixed) at the discretion of the Bank.
  • Processing Fee / Pre-payment charges :
    Rs.500/- irrespective of the loan amount.
    No prepayment charges.
  • Security : Hypothecation of stocks of kirana and essential goods lying in the shop or in the premises/godown of the borrower.
Rates of Interest Based on CIBIL Score
S. No. Particulars Revised Rates of Interest Based on CIBIL score ranges
1 Cash Credit to Small Business loans 12.00%
How To Apply

Get a TGCAB Loan in 3 easy steps.

01. Get In Touch 24/7 Service

+040 24685660, +04023443812
18005998866

02. Visit Our Branch

Visit the nearest branch.

Find the nearest branch
03. Receive a Call Back

Our representative will contact you at the earliest.

Discover Digital Banking Convenience with the
TGCAB App

TGCAB Mobile Banking ensures secure access to your accounts
and services, available anytime, anywhere.

  • Play Store
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