Telangana State Cooperative Apex Bank Ltd.

Overview
  • Providing loans to the existing Housing loan borrowers, having a proven track record in repayment including staff members for marriages, education, health expenses, business needs, agricultural purpose and furnishings of house etc..
  • Max. eligibility is 60 times of gross salary or 5 times of annual income.
  • Max. Loan amount up to Rs.30.00 lakhs.
  • Fixed ROI liked to CIBIL Score of applicant/s.
  • Max. Repayment period is up to 300 monthly instalments.
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  • Medical Expenses

    Covering unexpected medical bills or treatments.

  • Home Renovation

    Upgrading or repairing a house.

  • Education

    Paying for tuition, courses, or skill development.

  • Business Investment

    Starting or expanding a small business.

  • Travel & Vacation

    Financing a dream vacation.

  • Wedding Expenses

    Funding wedding ceremonies and related costs.

Eligibility
  • Purpose : Providing loans to the existing Housing loan borrowers, having a proven track record in repayment including staff members for marriages, education, health expenses, business needs, agricultural purpose and furnishings of house etc.
  • Eligibility :
    1. All Home loan borrowers with regular repayment record of at least 12 instalments.
    2. No overdues in existing Home loan account
    3. All staff members with regular repayment record of at least 3 instalments.
  • Age : Upto 65 years
  • Loan Limit : Upto Rs. 30.00 lakh
  • Repayment period : Maximum repayment period will be the residual period of existing Housing loan to the borrower or attainment of 65 years of age whichever is earlier.
  • Area of Operation : All the areas coming under HMDA limits and Nagara Panchayats.
  • Loan Agreement : The Borrower & Co-Applicant shall execute loan agreement and DP note as per the rules in force and also execute deed for extension of mortgage of the property already charged in favour of the Bank.
Rates of Interest Based on CIBIL Score
S. No. Particulars Revised Rates of Interest Based on CIBIL score ranges
1 Non Priority Personal Loan to Existing Housing Loan Borrowers Staff - 9.40%
Others - 11.50%
How To Apply

Get a TGCAB Loan in 3 easy steps.

01. Get In Touch 24/7 Service

+040 24685660, +04023443812
18005998866

02. Visit Our Branch

Visit the nearest branch.

Find the nearest branch
03. Receive a Call Back

Our representative will contact you at the earliest.

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