Telangana State Cooperative Apex Bank Ltd.

Overview
  • Businessmen/Professionals/Self Employed persons/any other salaried employees, who meet their personal needs.
  • Max. eligibility is 60 times of gross salary or 5 times of annual income.
  • Fixed ROI liked to CIBIL Score of applicant/s additional concession of 0.50% based on borrower profile.
  • Max. Repayment period is up to 180 monthly instalments..
  • Max. Loan amount up to Rs.60.00 lakhs.
  • Fixed ROI liked to CIBIL Score of applicant/s.
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  • Trusted & Secure Financing

    Choice of receiving funds via bank transfer or cash.

  • Loan Against Residential & Commercial Property

    Pledge various types of properties for the loan.

  • Multi-Purpose Usage

    Use funds for business expansion, education, medical needs, or other personal goals.

Eligibility
  • Purpose : Loans for business, education, medical treatment, trade, construction activity, repairs to immovable property, marriage, personal reasons etc.
  • Age :21 – 65 years
  • Rate of Interest : 11% (Fixed rate of interest)
  • Loan Limit : Upto Rs. 50.00 lakh
  • Repayment period : Upto 180 months
  • Area of Operation :
    All the areas coming under HMDA limits.
    In case of Gram Panchayat Layouts, the plan is to be approved by the Executive Officer
  • Documents required :
    1. 3 months’ Pay slips/2 years IT returns (in case of self-employed)
    2. 6 months Bank statement
    3. Copies of sale deed and link documents
    4. Agreement of sale
    5. Encumbrance Certificate for 13 years
    6. Necessary permissions from competent authorities
    7. KYC documents etc.
    8. Any other documents which may be considered necessary as per requirement of the case.
Rates of Interest Based on CIBIL Score
S. No. Particulars Revised Rates of Interest Based on CIBIL score ranges
1 Loan Against Property (LAP) 800 and above 10.50%
750- 799 11.00%
700 – 749 11.50%
650 - 699 12.00%
(-1) 12.00%
How To Apply

Get a TGCAB Loan in 3 easy steps.

01. Get In Touch 24/7 Service

+040 24685660, +04023443812
18005998866

02. Visit Our Branch

Visit the nearest branch.

Find the nearest branch
03. Receive a Call Back

Our representative will contact you at the earliest.

Discover Digital Banking Convenience with the
TGCAB App

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and services, available anytime, anywhere.

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