Telangana State Cooperative Apex Bank Ltd.

Overview

Step into your dream home with pride with Apex Bank Home loan.

  • Owning a home is a dream that will be cherished for a life time. With Apex Bank home loan, hassle-free processing and attractive interest rate, we make your experience memorable. Enjoy the convenience of making advance payments without any additional charges.
  • Individuals who are permanent /regular employees of Govt. of Telangana, Public Sector Undertakings, and other salaried persons.
  • Businessmen/Professionals/Self Employed persons/Any other salaried employees.
  • Minimum entry age 21 years – 65 years.
  • Max. exit age is 75 years.
  • Max. eligibility is 72 times of gross salary or 6 times of annual income.
  • Max. Loan amount up to Rs.75.00 lakhs.
  • Fixed ROI liked to CIBIL Score of applicant/s and additional ROI concession of 0.50% based on applicant profile.
  • Max. Repayment period is up to 360 monthly instalments.
  • No pre closure/fore closure charges.
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  • Flexible Loan Amount

    Get funding up to 90% of the property value.

  • Attractive Interest Rates

    Competitive fixed and floating rates for affordable EMIs.

  • Balance Transfer Facility

    Transfer your existing home loan to TGCAB for better interest rates.

  • Multiple Loan Purposes

    Suitable for buying, constructing, renovating, or extending a home.

  • Transparent Process

    No hidden charges, ensuring complete clarity.

  • Tax Benefits

    Enjoy deductions on principal & interest under Income Tax Act

Eligibility
  • Purpose : Construction/Purchase of Independent House/Flat either Singly or jointly along with the spouse or son or unmarried daughter.Additions and repairs to the existing House/flat
  • Age : Upto 75 years
  • Loan Limit : Upto Rs. 75.00 lakh
  • Repayment period : Upto 360 months
  • Area of Operation : All the areas coming under HMDA limits and Nagara Panchayats.
  • Documents required : 3 months Pay slips/2 years IT returns, 6 months Bank statement, Copies of sale deed and link documents for 13 years, Agreement of sale, Encumbrance Certificate for 13 years, Necessary permissions from competent authorities, KYC documents etc.
Rates of Interest Based on CIBIL Score
CIBIL Score Rate of Interest (%)
800 and above 8.30%
775 - 799 8.65%
750 - 774 8.80%
720 - 749 9.25%
700 - 719 9.50%
650 - 699 9.75%
600 - 649 11.00%
CIBIL (-1) 10.00%
How To Apply

Get a TGCAB Loan in 3 easy steps.

01. Get In Touch 24/7 Service

+040 24685660, +04023443812
18005998866

02. Visit Our Branch

Visit the nearest branch.

Find the nearest branch
03. Receive a Call Back

Our representative will contact you at the earliest.

Discover Digital Banking Convenience with the
TGCAB App

TGCAB Mobile Banking ensures secure access to your accounts
and services, available anytime, anywhere.

  • Play Store
  • App Store