Karimnagar District Co-Oerative Central Bank at a Glance

The Karimnagar District Co-operative Central Bank was established during the year 1957 and the Reserve Bank of India has granted banking license on 28-11-2011. The DCCB is extending services to its customers and farmers through its 62 branches. It is also providing refinance support to 127 PACS affiliated to it.

The key financial indicators of DCCB is given below
(Rs. lakh)
S.No Particulars 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
1 Share Capital 6142.51 6277.58 7051.75 7990.22 9189.74 10457.24 11773.58 13655.68 15755.34 18868.75 21611.63
2 Reserves 4237.43 3035.40 3092.43 3647.97 4647.41 5379.49 7380.09 9044.81 13926.30 20187.11 25346.57
3 Own Funds 10379.94 6886.47 10144.18 11638.19 13837.15 15836.73 19153.67 22700.49 29681.64 39055.86 46958.20
4 Deposits 49099.45 68345.19 96348.08 113827.47 138903.24 163997.47 190345.61 226367.81 228261.92 252890.68 284892.16
5 Borrowings 43982.66 49879.32 51549.58 60785.33 69108.17 83867.65 93479.87 100598.96 161247.44 194596.24 188871.08
6 Loans & Advances 66992.87 78113.08 98079.06 116685.59 145685.71 178505.44 210476.14 263643.54 334238.76 397193.23 445797.26
7 Call Money & ST Deposits with other Banks 2473.46 2644.07 3036.68 6356.18 4830.11 2827.53 5693.00 5513.14 3873.90 8947.95 6292.10
8 Investments 31803.98 46544.62 55966.62 61122.52 68375.38 81843.26 87407.26 86084.36 90627.31 91462.23 86376.60
9 Gross Profit (Profit Before Tax) 959.36 6.56 23.60 892.63 1608.34 2656.60 4350.74 6497.14 9098.23 11383.09 11740.16
10 Net Profit 959.36 20.97 39.78 610.77 1057.51 1417.23 1999.50 2142.38 3257.92 5389.19 5160.31
11 Gross NPAs 1226.42 1395.63 1959.87 2320.90 2833.42 3839.72 3850.38 3749.21 3248.80 2901.98 2458.90
12 Net NPA 522.99 363.90 795.51 1211.01 1504.20 1821.24 1600.38 1499.21 0 1839.34 0
13 % of Gross NPAs 1.83 1.79 2.00 1.99 1.94 2.15 1.83 1.42 0.97 0.73 0.55
14 % of Net NPAs 0.79 0.46 0.81 1.04 1.03 1.03 0.77 0.57 0 0.46 0
15 CRAR % 10.78 10.83 10.66 10.55 10.30 10.17 10.80 10.39 10.39 11.27 12.54
16 Audit Rating A A A A A A A A A A A

As per Audit Reports

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