Khammam District Co-Oerative Central Bank at a Glance

The Khammam District Co-operative Central Bank was established during the year 1920 and the Reserve Bank of India has granted banking license on 28-11-2011. The DCCB is extending services to its customers and farmers through its 42 branches. It is also providing refinance support to 99 PACS affiliated to it.

The key financial indicators of DCCB is given below
(Rs. lakh)
S.No Particulars 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
1 Share Capital 6408.17 7436.96 8449.95 9614.72 10592.60 11631.09 12384.24 12783.67 13794.68 14497.28 15812.06
2 Reserves 3706.41 3877.15 7316.59 6812.22 7305.81 4584.07 4634.89 4633.69 4852.71 5175.31 5712.18
3 Own Funds 10114.58 11314.11 15766.54 16426.94 17898.41 16215.16 17019.13 17417.36 18647.39 19672.59 21524.24
4 Deposits 51401.10 69420.88 80562.72 85359.10 91521.03 99403.50 105389.18 101926.45 106718.80 114417.81 126523.45
5 Borrowings 45621.21 61366.33 70500.52 71927.09 69503.19 69738.88 78844.68 77805.83 95332.08 103171.39 123232.96
6 Loans & Advances 77350.51 98863.95 115049.34 123373.20 129085.57 138100.32 143748.56 143223.50 166568.61 184013.91 219510.72
7 Call Money & ST Deposits with other Banks 2673.49 4505.74 4367.97 8826.16 2326.56 1845.45 1353.64 3382.40 23981.54 22037.35 21389.71
8 Investments 20101.30 25541.17 30201.96 22202.63 30539.34 34761.13 44828.77 40485.54 24493.76 26282.27 28040.86
9 Gross Profit (Profit Before Tax) 297.55 145.90 105.69 135.79 206.35 -723.41 777.73 67.03 73.70 568.13 667.62
10 Net Profit 297.55 145.90 105.69 135.79 206.35 -723.41 54.32 67.03 164.33 389.83 530.55
11 Gross NPAs 1967.75 2460.57 3584.32 3744.32 5518.55 10238.99 6846.81 4357.09 3363.75 3424.16 2816.11
12 Net NPA - 1338.33 2297.48 - 4208.55 8391.44 5064.26 2784.91 1939.63 2000.03 0
13 % of Gross NPAs 2.54 2.49 3.12 3.03 4.28 7.41 4.76 3.04 2.02 1.86 1.28
14 % of Net NPAs 1.14 1.35 2.02 2.10 3.26 6.16 3.57 1.97 1.17 1.10 0
15 CRAR % 11.56 9.66 9.09 9.91 10.36 10.21 10.73 10.95 10.19 9.91 10.26
16 Audit Rating A A A A A A A A A A A

As per Audit Reports

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