General guidelines of Retail loans and SMA/NPA classification

Personal Loan

Unplanned or emergency expenses can crop up at any time in our life. If you are planning to get married or want to renovate

Home Loan

Step into your dream home with pride with Apex Bank Home loan.

Apex Vahan Mitra

Worried about family safety and commute? We have a solution: Avail APEX BANK vehicle

Education Loan

Give wings to your Children’s dreams with Apex Bank Education Loans At Apex Bank, we aim to provide

Gold Loan

Need Urgent loan for your temporary needs, Apex Bank has multiple options for you. Gold loans are the quickest way

SME Loan

Improve your business with Apex Bank SME Loan Funds to turn your dreams into reality

Petty Trader Loan

Apex Bank offers Petty Trader Loans for small entrepreneurs.

Apex Roof Top Solar Unit Loans

Get the benefits of solar electricity to compensate for the current extra costs of PV electricity and also for the safe environment. Choose APEX Roof top

SHG Loan

Loans to SHGs (Self Help Groups) to fulfil their productive and emergent credit needs to create positive impact at the bottom of the pyramid,

Non-Priority Personal Loan

Providing loans to the existing Housing loan borrowers, having a proven track record in repayment including staff members for marriages,

Loans to Small Businesses

Cash Credit facility to merchants of small businesses selling Fast-moving Consumer Goods (FMCG)

Street Vendors loan

Street Vendors Finance Under PMSVA Nidhi Scheme.However, the quantum of Loan will be enhanced for the members who repay the loan within 180 days from

Apex Multi Purpose Loan Against Property

Invest your fixed assets for further investment. Apex Bank offers Mortgage Loan on your residential property. Enjoy the convenience of making advance payments without any additional charges.

Self Employment Programme (SEP)

Loans on financial assistance to individuals/groups of urban poor for setting up gainful self-employment ventures/ micro-enterprises,

Savings Account

Apex Bank has Savings Account for all your needs. You can access your Savings Account through our network of branches, ATMs, as well as facilities

Current Account

Current Account with cheque book facility is offered by the Bank to its corporate and business clients. Clean and secured overdraft facility

Fixed Deposit

The Bank offers attractive rates on Fixed Deposits for various maturity periods. Facility for drawing interest on a monthly or quarterly basis is also provided.

Gruhalakshmi Deposit

This is a cumulative term deposit scheme under which money multiplies faster to a yield targeted amount for the customer as per the deposit period convenient to him.

Recurring Deposit

Under this scheme, the customer can save small amount in monthly instalments for a fixed term to get back a lumpsum. Interest is accumulated on the principal over the saving period at attractive rates of interest.

Other Special Deposit Schemes

The Bank is offering a host of other special deposit schemes to suit the savings needs of its customers like Special Tax Saver Deposit Scheme.

Data Privacy Policy

Mobile Banking

Now transfer funds from your Bank account to any other Bank 24 X 7

Mobile Banking Privacy Policy

During the usage of the mobile banking application or availing the products and services vide the online application forms and questionnaires,

Internet Banking

Banking at your convenience with Apex Bank Internet Banking

ATM Services

Apex Bank offers Rupay ATM cum Debit card and Rupay Platinum Card to its customers.

RTGS NEFT Facility

TSCAB provides RTGS / NEFT services from all its Branches and HO for online transfer of funds to any Branch of any Bank which are connected to RBI-RTGS / NEFT Services.

Locker Facility

The Cost incurred for the breaking open of the locker as charged by the respective locker company along with Bank charges

Customer Compensation Policy

Telangana State Cooperative Apex Bank Ltd. believes in fair treatment to its customers and providing responsive banking

Cheque Collection Policy

The cheque collection policy of a Bank reflects how efforts are put in to provide better customer service and keep

Insurance Services

All types of Insurance services are available.

Death Claim Policy

Nominee can claim deposit amount easily.

Other Services

Besides RTGS/NEFT the bank arranges transmission of funds to its customers to locations at every nook and corner of the country by its various transfer