Telangana State Cooperative Apex Bank Ltd.
( State Govt. Partnered Scheduled Bank )
( State Govt. Partnered Scheduled Bank )
| S.No | Particulars | Existing Service Charges EXCLUSIVE OF GST @18% |
Revised Service Charges Exclusive of GST @18% w.e.f. 01.05.2025 |
|---|---|---|---|
| 1 | INWARD BILLS FOR COLLECTION | ||
| INWARD BILLS FOR COLLECTION Upto Rs. 1,000/- |
Rs. 35.00 | Rs. 110.00 | |
| Above Rs. 1,000/- upto Rs. 5,000/- | Rs. 35.00 | Rs. 110.00 | |
| Above Rs. 5,000/- upto Rs. 10,000/- | Rs. 50.00 | Rs. 110.00 | |
| Above Rs. 10,000/- | Above Rs. 10,000.00(Rs.6.00 per thousand or part thereof Minimum Rs.100.00 and Maximum Rs. 12,500.00 + out of pocket expenses | Above Rs. 10,000.00 (Rs.10/- per thousand or part thereof Minimum Rs.110.00 and Maximum Rs. 12,500.00 + out of pocket expenses | |
| 2 | COLLECTION OF OUTSTATION CHEQUES | ||
| Upto Rs. 1,000/- | Rs. 25.00* | Rs. 30.00 | |
| Above Rs. 1,000/- Upto Rs. 5,000/- | |||
| Above Rs. 5,000/- Upto Rs. 10,000/- | Rs. 50.00* | Rs. 50.00 | |
| Above Rs. 10,000/- Upto Rs. 1.00 lakh | Rs. 100.00* | Rs. 100.00 | |
| Above Rs. 1.00 lakh to Rs. 10.00 lakh | Rs. 200.00 | Rs. 200.00 | |
| Above Rs. 10.00 lakhs | |||
| *Prescribed by RBI. (The above charges are inclusive of all other expenses) | |||
| 3 | SERVICE PROCESSING CHARGES FOR LOCAL CLEARING ( BY CLEARING HOUSE FROM MEMBER BANKS) (PROPOSED AS PER RBI DIRECTIVE) | ||
| (I) | Clearing at MICR-CPC’s | As per Presenting Banker; Rs. 1.00 As Drawee Bank; Rs. 1.50 | As per Presenting Banker; Rs. 1.00 As Drawee Bank; Rs. 1.50 |
| (II) | Cheque Truncation | As presenting Banker; Rs.0.50 ps as Drawee Bank: Rs. 1.00 | As presenting Banker; Rs.0.50 ps as Drawee Bank: Rs. 1.00 |
| 4 | CHEQUE COLLECTION UNDER SPEED CLEARING : (By collecting bank from customers) | ||
| Upto and including Rs. 1.00 lakh | Free | Free | |
| Above Rs. 1.00 lakh | Rs. 150.00 | Rs. 150.00 | |
| 5 | BILLS PURCHASE: | ||
| 85 ps % WITH A MINIMUM OF RS. 15/- per instrument-interest need not be collected for 10 days from the date of purchase of cheque/ DD’s overdue int. 0.06% per day from the 11th day onwards till the date of realization is to be collected. | 85 ps % WITH A MINIMUM OF Rs. 15 per instrument-interest need not be collected for 10 days from the date of purchase of cheque/ DD’s overdue int. 0.06% per day from the 11th day onwards till the date of realization is to be collected. The existing Bills Purchase limit of Rs.2.00 lakhs is enhanced to Rs.10.00 lakhs (Purchase/discounting is to be done only in case of BCs/DDs/Govt. Cheques) | 85 ps % WITH A MINIMUM OF Rs. 15/- per instrument-interest need not be collected for 10 days from the date of purchase of cheque/ DD’s overdue int. 0.06% per day from the 11th day onwards till the date of realization is to be collected. The existing Bills Purchase limit of Rs.2.00 lakhs is enhanced to Rs.10.00 lakhs (Purchase/discounting is to be done only in case of BCs/DDs/Govt. Cheques) | |
| 6 | REMITTANCES: (DD’s/MT’s/TT’s/BCs) | ||
| Upto Rs.5000.00 | Rs.45.00 | Rs.50.00 | |
| Rs.5000.00 and above | Rs. 4.00 per thousand or part thereof, subject to a Minimum of Rs.100.00 and a Maximum of Rs.20,000.00 | Rs. 5.00 per thousand or part thereof, subject to a Minimum of Rs.150.00 and a Maximum of Rs.20,000.00 | |
| 7 | ISSUE OF DUPLICATE DD’s /PO/BC (Per Instrument) | ||
| Cancellation | Rs.100.00 | Rs.150.00 | |
| Issue of Duplicate | Rs.100.00 | Rs.150.00 | |
| Revalidation | Rs.100.00 | Rs.200.00 | |
| 8 | POSTAL TARIFF: | ||
| Regd Post | Actuals | Actuals | |
| 9 | LEDGER FOLIO CHARGES FOR CURRENT CASH CREDIT ACCOUNTS: | ||
| SB Accounts | No Charges | No Charges | |
| Current A/c- Individuals & others | Rs.100.00 per ledger folio (on half-yearly basis) with a maximum of Rs. 15000.00 | Rs.50.00 per ledger folio (on halfyearly basis) with a maximum of Rs. 15000.00 | |
| Average Credit balance: | |||
| Upto Rs. 25,000/- per annum | No Free Ledger folios allowed | No Free Ledger folios allowed | |
| Above RS. 25,000/- Upto Rs. 50,000/- | 3 folios allowed per year | 3 folios allowed per year | |
| Above Rs. 50,000/- Upto 1 lakh per annum | 5 folios allowed per year | 5 folios allowed per year | |
| Above Rs. 1.00 lakh Up to Rs. 2.00 lakhs | 10 folios allowed per year | 10 folios allowed per year | |
| Above Rs. 2.00 lakhs | No charges | No charges | |
| For A/c’s maintained on computers 40 entries or part thereof be treated as one ledger folio. | |||
| 10 | CHEQUES RETURN UNPAID & BILLS RETURN UNPAID: | ||
| For SB Cheques | Rs.250.00 | Rs.350.00 | |
| For Current/ CCOD accounts Cheques slab wise | Rs.400.00 | Rs.500.00 | |
| Out ward return (C/A, CCOD & SB) |
Rs. 100.00 (For SB) Rs. 200.00 (For CA) |
Rs. 150.00 (For SB) Rs. 250.00 (For CA & CCOD) |
|
| Local Bills | Rs. 30.00 per bill+postage, if any. | Rs. 40.00 per bill+postage, if any. | |
| Outstation Bills | Rs. 50.00 per bill + postage, if any. | Rs. 60.00 per bill + postage, if any. | |
| ECS Registration | Rs. 50.00 | Rs. 100.00 | |
| Payment of ECS | Free | Free | |
| ECS Return |
SB: Rs. 100.00 CA: Rs. 200.00 |
SB: Rs. 200.00 CA: Rs. 300.00 |
|
| 11 | CLOSURE OF SB/CURRENT ACCOUNT: | Closure of SB / CA:(Before 12 months from date of opening of account) | Closure of SB / CA:(Before 12 months from date of opening of account) |
| SB group of accounts |
Rs. 200.00 for cheque book account Rs. 100.00 for without cheque book account |
Rs. 250.00 for cheque book account Rs. 200.00 for without cheque book account |
|
| CD, ICD,CC & OD A/c’s | Rs. 300.00 for Current accounts and the charges are exempted for CC &OD A/c’s | Rs. 500.00 for Current accounts and the charges are exempted for CC &OD and SOD accounts | |
| Surrender of unused cheque leaves (if the cheque leaves are more than the 50% of the Book) | Rs. 3.00 per cheque leaf (if charges are not levied at the time of issue of cheque book) | Rs. 3.00 per cheque leaf (if charges are not levied at the time of issue of cheque book) | |
| 12 | Average Minimum Balance (Quarterly per calendar quarter) | ||
| Current Account | Rs. 3000.00 | Rs. 3000.00 | |
| SB A/c. without cheque book facility. | Rs. 500.00 | Rs. 500.00 | |
| SB A/c. with cheque book facility | Rs. 1000.00 | Rs. 1500.00 | |
| (For pensioners the Minimum balance in SB A/c is Rs. 50.00 irrespective of facility with cheque book or without cheque book) | |||
| 13 | CALL DEPOSIT RECEIPT: | ||
| To all institutions except CCB’s | NIL | NIL | |
| 14 | MICR CHEQUES | ||
| For Non- Personalized Cheque Books: | |||
| At the time of issue of MICR cheque book(SB/CA’s) | Rs. 3.00 per cheque | Rs. 3.00 per cheque | |
| (However, for SB A/c. of individuals, 2 cheque books of 20 leaves each, will be free in a calendar year) | (However, for SB A/c. of individuals, 2 cheque books of 20 leaves each, will be free in a financial year) | ||
| For Personalized Cheque Books: | |||
| At the time of issue of MICR cheque book(SB/CA’s) (However, for SB A/c. 30 leaves each, will be free in a financial year) | Rs. 3.00 per cheque | Rs. 5.00 per cheque | |
| 15 | SERVICE CHARGES ON IN-OPERATIVE ACCOUNTS: | ||
| No charge if Minimum balance is maintained - Rs. 25.00
for accounts, if Minimum balance is not maintained. (No penal charges on in-operative savings account, where stipulated minimum balance is not maintained - As stipulated by RBI.) |
NIL | Nil | |
| 16 | ISSUANCE OF BALANCE CERTIFICATE | Rs.100.00 | Rs.150.00 |
| 17 | ENQUIRIES ABOUT OLD RECORDS (For more than 12 months) | Rs.100 per item |
For 1-3 Years ; Rs. 100.00 Above 3- 5 Years ; Rs. 200.00 Above 5 Years; Rs. 300.00 |
| 18 | PENAL CHARGES FOR DELAYED PAYMENT OF INSTALLMENTS IN RD ACCOUNTS. | 10 paise for installment of Rs. 10.00 per month in multiples thereof irrespective of period of deposit. | Rs. 1.00 for installment of Rs. 100.00 per month in multiples thereof irrespective of period of deposit. |
| 19 | ATM DEBIT CARDS | ||
| Duplicate/Replacement Rupay card | Rs. 150.00 | Rs. 200.00 | |
| Duplicate/Replacement Platinum card | Rs. 250.00 | Rs. 300.00 | |
| Issuance of Rupay debit Card charges | Rs. 150.00 (Annual Maintenance Charges: Rs. 150.00 ) | Rs. 150.00 (Annual Maintenance Charges: Rs. 150.00 ) | |
| Issuance of Rupay Platinum Card charges | Rs. 300.00 (Annual Maintenance Charges: Rs. 300.00 ) | Rs. 300.00 (Annual MaintenanceCharges: Rs. 300.00 ) | |
| Duplicate : PIN/ Generation of PIN | NIL | NIL | |
| 20 | PASSBOOK UPDATION AT NON HOME BRANCH. | NIL | NIL |
| ABB Charges | NIL | NIL | |
| NIL | NIL | ||
| 21 | SIGNATURE VERIFICATION | Rs. 50.00 | Rs. 100.00 |
| 22 | SAFE CUSTODY CHARGES | ||
| Scrips | NIL | Rs. 500.00 per packet / cover p.a. or part thereof. | |
| Sealed cover | NIL | Rs. 500.00 per packet / cover p.a. or part thereof. | |
| 23 | LOCKER OPERATIONS | Per month 5 times free and Rs.30.00 is to be charged onevery extra visit | Per month 5 times free and Rs.30.00 is to be charged on every extra visit |
| 24 | SMS Charges | Rs. 0.15 per SMS subject to a maximum of Rs. 25.00 per quarter per account (for customer induced transactions only) | Rs. 0.25 per SMS subject to a maximum of Rs. 50.00 per quarter per account (for customer induced transactions only) |
| 25 | ISSUE OF DUPLICATE PASS BOOK (with latest balance only) | Rs.50.00 | Rs.110.00 |
| Issue of statement of account | Rs.25.00 per page. | Rs. 50.00 per page | |
| Charges for previous entries in duplicate passbook (if required) per ledger page or part there of (For accounts maintained on computers 40 entries or part thereof treated as one ledger page) | Rs. 25.00 | Rs. 50.00 subject to a maximum of Rs. 2000.00 for SB accounts and maximum of Rs. 5000.00 for Current accounts | |
| 26 | INCIDENTAL CHARGES:(For not maintaining minimum balance in C.A/c. and SB A/c will be applied quarterly here after | ||
| Current Account | Rs. 300.00 | Rs. 300.00 | |
| SB with/without cheque book facility (Penal charges exempted in case of SB A/c’s of staff and pensioners.) |
Rs. 200.00 (with Cheque Book) Rs. 150.00 (without Cheque Book) |
Rs. 250.00
(with Cheque Book)
Rs. 150.00 (without Cheque Book) |
|
| 27 | Recording of Stop Payment Instructions: | ||
| Per instrument |
Rs. 50.00 per instrument upto 3 leaves Range of cheques Rs.200.00 |
Rs. 100.00 per leaf subject to a Per instrument in case of loss of cheque book maximum of Rs. 2000.00 | |
| Per instrument in case of loss of cheque book maximum of Rs. 2000.00 subjected to |
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